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| Feature | Basic | Pro | Advisor |
|---|---|---|---|
| Dashboard & KPIs | ✓ | ✓ | ✓ |
| Net Worth Tracking | ✓ | ✓ | ✓ |
| Debt Tracking | ✓ | ✓ | ✓ |
| Savings Goals | Up to 3 | Unlimited | Unlimited |
| Scenarios | 1 (deterministic) | Unlimited (Monte Carlo) | Unlimited + multi-compare |
| Monte Carlo Simulations | — | 5,000 trials | 5,000 trials |
| AI Retirement Advisor | — | ✓ | ✓ |
| Plaid Bank Connections | — | ✓ | ✓ |
| Roth Conversion Engine | — | ✓ | ✓ |
| Social Security Optimizer | — | ✓ | ✓ |
| Lull Strategy Optimizer | — | ✓ | ✓ |
| SEPP / 72(t) Calculator | — | ✓ | ✓ |
| Pension Analyzer | — | ✓ | ✓ |
| ACA Bridge Estimator | — | ✓ | ✓ |
| Estate Planning | — | ✓ | ✓ |
| Real Estate & Rental | — | ✓ | ✓ |
| Document Vault | — | ✓ | ✓ |
| PDF & CSV Export | — | ✓ | Branded PDFs |
| Push Notifications | — | ✓ | ✓ |
| Client Roster & Dashboard | — | — | ✓ |
| Client Plan Management | — | — | ✓ |
| Plan Sharing | — | — | ✓ |
| Bulk Export | — | — | ✓ |
| White-label Option | — | — | Add-on |
GetOurNiche puts the same powerful tools financial planners use directly in your hands. You keep full control of your plan, update it anytime, and our AI advisor is available 24/7. Many users find it complements their advisor relationship — or replaces the need for one entirely.
Our simulations use historical market data and academic models to run 5,000 randomized scenarios. While no projection can predict the future perfectly, Monte Carlo analysis is the industry standard used by professional financial planners and institutions worldwide.
Absolutely. We use bank-level encryption (AES-256) for all data at rest and in transit. We never sell your data, never share it with third parties, and you can export or delete everything at any time. Your financial data is yours.
Yes! Pro plans include shared access so you and your partner can both view and update your retirement plan. Joint planning is essential — we make it easy to model both of your incomes, benefits, and retirement timelines together.
GetOurNiche is a great complement to professional advice. Use it to prepare for meetings, test scenarios your advisor suggests, and stay engaged with your plan between appointments. Many of our users work with advisors and use our tool for day-to-day planning.
Yes! Our Advisor tier is designed for CFPs, RIAs, and financial coaches. It includes a client roster dashboard, branded PDF reports, plan sharing, multi-scenario comparisons, and priority AI alerts across your entire client book. Manage up to 50 clients with optional white-label branding.
Join thousands of people who stopped guessing and started planning.