From Monte Carlo projections to AI-powered advice — GetOurNiche covers every dimension of retirement planning.
Run 5,000 randomized market scenarios against your plan. See your probability of success with sequence-of-returns risk and stress testing built in.
Ask anything about your retirement in plain English. Our AI understands your full financial picture — Roth strategies, Social Security timing, IRMAA alerts, and more.
Build unlimited what-if scenarios and compare them side by side. Retire early vs. late, keep the house vs. downsize — see the delta instantly.
Optimize your claiming age from 62 to 70. Model survivor benefits, spousal benefits, and see exactly how timing impacts your lifetime income.
Model bracket-filling strategies, IRMAA 2-year lookback impacts, and find your optimal conversion window. The Lull Strategy optimizer identifies gap-year opportunities.
See your complete net worth with breakdown charts, history, and a 30-year forecast. Connect via Plaid for live account sync and auto-categorization.
Track home equity, model downsizing strategies, and manage rental properties with ROI projections. Includes Rent vs. Own calculator.
Full federal and state tax estimates with PDF export. CSV export of all reports. Document vault for secure file storage.
Invite your spouse or partner to view and update the plan together. Model joint incomes, benefits, and retirement timelines.
$15M exemption modeling, step-up basis analysis, and 10-year rule for inherited IRAs. Plan for the legacy you want to leave.
Model pension payouts with survivor benefit options. Compare lump sum vs. annuity and see impact on your overall plan.
Estimate ACA subsidy eligibility for the pre-Medicare years. Understand how income decisions affect your healthcare costs.
Free 7-day trial. No credit card required.
Join thousands of people who stopped guessing and started planning.